Sukanya Samriddhi Yojana
Small savings scheme for girl child with 8.2% interest rate and tax benefits under Section 80C. Designed for girl's education and marriage expenses.
🌐 Videos Hindi aur English dono mein — Official Government tutorials
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SSY Account Opening Complete Guide
Post Office & Bank Tutorial · 6 min
Aur tutorials dekhein:
📮
Post Office mein SSY account kholein
🏦
Bank mein SSY account kholne ka process
💰
Online deposit aur passbook update
Videos jald available hongi. Official site dekhein: https://www.indiapost.gov.in
1
Post Office ya Bank mein jaayein
Kisi bhi Post Office ya authorized bank (SBI, BOB, HDFC, ICICI) mein SSY account khol sakte hain.
Post Office / Any scheduled bank
Ghar ke nazdeek wala Post Office fastest hota hai
💡 Ek family mein maximum 2 beti ke liye accounts.
2
Form-1 bharo
SSY account opening form bharo — guardian ki details aur beti ki details.
Guardian Name + Beti ka Name + DOB
Naam bilkul birth certificate jaisa hona chahiye
⚠️ Beti ki umar 10 saal se kam honi chahiye account kholte waqt.
3
Minimum ₹250 deposit karo
Account kholte waqt minimum ₹250 cash/cheque mein deposit karo. Max ₹1.5 Lakh per year.
Min: ₹250 | Max: ₹1,50,000/year
Regular deposits karo — 15 saal tak
💡 Section 80C ke under ₹1.5 Lakh tak tax benefit milta hai.
4
Passbook sambhal ke rakhein
Maturity 21 saal mein hoti hai. 18 saal ki hone par 50% withdrawal educational expenses ke liye.
21 years from account opening
💡 Online statement net banking se check kar sakte hain.
✅ = Zaroori 📎 = Optional but helpful
Beti ka Birth Certificate
Original + photocopy
✅ Zaroori
Guardian ka Aadhaar
Father/Mother/Legal Guardian
✅ Zaroori
Guardian ki Photo
Passport size — 2 copies
✅ Zaroori
Guardian ka Address Proof
Voter ID ya utility bill
✅ Zaroori
PAN Card
Tax benefits ke liye
📎 Optional
📌 Sab documents ki 2–2 photocopies aur originals saath rakhein. Self-attested copies zyaada cases mein accept hoti hain.
15 saal tak deposits, 21 saal mein maturity. Tax-free returns. Beti ke education aur shaadi ke liye best investment option.
Nodal Ministry
Ministry of Finance
Official Website
https://www.indiapost.gov.in ↗